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An AI subscription tracker that runs on your iPhone

Remi reviews what you pay and tells you what to keep, cancel, downgrade or watch — privately, on your device.

Most subscription trackers show you a list. Recurra adds an assistant that reads the list for you. Remi, the app's AI money mentor, looks at what you pay and tells you what to keep, cancel, downgrade or watch — and it does it on your iPhone, without sending your data anywhere.

What Remi does

A monthly money report with real dollar amounts: your total, the biggest costs, and specific changes worth making. Free.
Finds overlap. Two video services you rarely use together, two cloud storage plans, music bundled into a plan you already pay for.
Spots annual-plan switches. Many services charge less per month on an annual plan — often about two months free.
Calls out creeping prices using the price history it keeps for each subscription.
Changes mood when something needs you — a charge coming, a trial ending, a price that went up — with a tip to match. (Pro)
Ask Remi anything in plain words: "What renews this week?" "What's my most expensive subscription?" "Where could I save?" Answers come from your own data. (Pro, on iPhones with Apple Intelligence)

Private by design

Remi runs on Apple's on-device model. Your subscriptions are not uploaded to a server, there is no account, and there is no bank connection. The App Store privacy label for Recurra reads Data Not Collected.

Why on-device matters for a money app: a cloud AI needs your financial data on someone else's server to answer a question about it. An on-device model answers the same question without your data ever leaving the phone.

Everything else a tracker should do

Reminders before every renewal, free-trial countdowns, a charge calendar (Pro), widgets, spending insights by category, price history, cancellation links and a savings scoreboard that logs every subscription you cut.

Meet Remi

An AI money mentor that reviews your subscriptions on your iPhone. Free to start, no bank login.

Download Recurra free

Questions

Is there an AI app that tells me which subscriptions to cancel?

Recurra's AI, Remi, reviews your subscriptions and gives each one a verdict — keep, cancel, downgrade or watch — along with a monthly report of specific changes.

Does the AI send my data to a server?

No. Remi runs on your iPhone using Apple's on-device model. Your list is never uploaded, and the app has no accounts or bank connection.

Which iPhones support Ask Remi?

Ask Remi needs an iPhone that supports Apple Intelligence. Remi's monthly report and the rest of the app work on other supported iPhones too.