There is a screen on your iPhone that lists your subscriptions — and most people assume it shows everything. It does not. Here is the full picture, including the charges Apple never sees.
This is the one most people know, and it takes about ten seconds:
You will see every active subscription billed through your Apple Account, with its renewal date and price. Tapping any entry lets you change the plan or cancel it.
Shortcut: you can also reach this from the App Store — tap your profile picture in the top-right corner, then Subscriptions. Same screen.
Scroll to the bottom of that screen and you will find expired subscriptions. This is worth reading. It is a record of everything you have ever subscribed to through Apple, and it frequently reminds people of a service they meant to go back to — or one they thought they had cancelled and had actually only let lapse on one device.
The important caveat: this screen only shows subscriptions billed by Apple. If you signed up on a company's own website with your credit card, it will never appear here. That is where most forgotten subscriptions hide.
Anything you pay for directly — card on file with the merchant, not through the App Store — is invisible to iOS. Common examples:
There is no automatic way to find these without handing your banking credentials to a third party. But there is a manual pass that takes about ten minutes, once:
That last step catches things like a domain renewal, an annual password manager, or a yearly photo-editing app that quietly charged you $60 eleven months ago.
If you use Apple Card or Apple Pay for recurring charges, open the Wallet app, tap the card, and scroll the transaction list. Apple Card groups by merchant, which makes repeated names easy to spot. This will not catch subscriptions on other cards, but it is a fast extra sweep.
Once you have found everything, the Settings screen stops being useful — because it shows only part of the list, in Apple's order, with no total. What you want is one place that holds all of them and warns you before each renewal.
That is what Recurra does. You can screenshot the Apple subscriptions screen from step 1 and the app reads the names, prices, and dates directly off the image using on-device text recognition, then you add the card-billed ones from a catalog of 30+ services. It never asks for a bank login, because it never needs one.
Do this once a year. Put a recurring calendar reminder to repeat the statement review every twelve months. Subscription creep is gradual, and an annual audit catches it before it compounds.
For anything billed by Apple, cancel from that same Settings screen. For direct-billed services, you have to go to the company's own account page — we keep step-by-step cancellation guides for 30+ services if you would rather not hunt for the right page.
Screenshot your Apple subscriptions page and Recurra reads it. Add the rest in a tap. Reminders before every renewal.
Download Recurra free